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Our services include but are not limited to:


  Maintain competitive pricing on all benefit programs by:

  • Reviewing the market regularly to assure that rates and fees are competitive

  • Obtaining renewal actions 90 days in advance to allow time for evaluation

  • Reviewing alternative funding arrangements and analyzing risks associated with various options


   Provide experienced consultative analysis in the following areas:

  • Plan design modeling to reflect cost objectives

  • Benefit plan comparisons to regional and industry benchmarks

  • Recommend ER/EE contribution models to meet company financial objectives

  • Provide equivalent premium and/or COBRA rate calculations


   Assist employers with implementation of benefit programs:

  • Creating employee communication materials

  • Coordinating /conducting employee meetings

  • Implementation of carrier or plan changes

  • Explaining all new administrative procedures to employer’s staff

  • Facilitating completion of plan documents and summary descriptions


  Ongoing Account Management Services:

  • Tracking plan results from administrator reports

  • Obtaining Schedule A information for your 5500 filings

  • Maintaining compliance and legislative updates


Additional Services

  • Stop-Loss insurance

  • Short and Long Term Disability

  • Life and AD&D

  • Section 125 plans

  • Property and Casualty Services

  • Full Range of Voluntary Offerings

  • Executive Life and Disability plans

  • HRS/H.S.A Services

  • COBRA Administration

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