Services
Our services include but are not limited to:
1
Maintain competitive pricing on all benefit programs by:
-
Reviewing the market regularly to assure that rates and fees are competitive
-
Obtaining renewal actions 90 days in advance to allow time for evaluation
-
Reviewing alternative funding arrangements and analyzing risks associated with various options
2
Provide experienced consultative analysis in the following areas:
-
Plan design modeling to reflect cost objectives
-
Benefit plan comparisons to regional and industry benchmarks
-
Recommend ER/EE contribution models to meet company financial objectives
-
Provide equivalent premium and/or COBRA rate calculations

3
Assist employers with implementation of benefit programs:
-
Creating employee communication materials
-
Coordinating /conducting employee meetings
-
Implementation of carrier or plan changes
-
Explaining all new administrative procedures to employer’s staff
-
Facilitating completion of plan documents and summary descriptions
4
Ongoing Account Management Services:
-
Tracking plan results from administrator reports
-
Obtaining Schedule A information for your 5500 filings
-
Maintaining compliance and legislative updates

Additional Services
-
Stop-Loss insurance
-
Short and Long Term Disability
-
Life and AD&D
-
Section 125 plans
-
Property and Casualty Services
-
Full Range of Voluntary Offerings
-
Executive Life and Disability plans
-
HRS/H.S.A Services
-
COBRA Administration